"Fisheries and Aquaculture Loan Regulations made under Section 42 of the Fisheries and Coastal Resources Act S.N.S. 1996, c. 25 O.I.C. 80-1707 (December 16, 1980), N.S. Reg. 191/80 as amended up to O.I.C. 2009-227 (May 4, 2009), N.S. Reg. 212/2009"
"Loans are available to fishers, associations of fishers or companies for: Purchasing or building a fishing vessel; Purchasing and installing engines, equipment, and/or electronics; Technical modifications."
"Loans to purchase a fishing licence are available for eligible independent fishers who: Have never held a licence in the commercial fishery (New Entrant), or; Are current commercial fishery licence holders who wish to diversify into a species for which they have never held a licence (New Species)."
"Loan applications can be downloaded from the links below, requested from the office in Halifax, or be obtained from your local provincial fisheries representative."
As an Indigenous entrepreneur, you want to deal with a bank that has in-depth insight into your unique business opportunities and challenges.
“Aboriginal entrepreneurs and business owners face several obstacles in accessing financing for start-up, on-going operations, acquisitions, and expansions.” *
Use the Indigenous Entrepreneur Loan to:
Acquire fixed assets
Finance franchise fees
Cover start-up costs
Start exporting
Replenish working capital
"Entrepreneurs often report that getting financing is the most challenging aspect of starting a business. There are both government and private-sector sources of financing that you can tap into to get your business off the ground."
Newfoundland and Labrador Department of Innovation, Business and Rural Development
Year of publication:
2012
The Fisheries Loan Guarantee Program supports the development of the province's independent fish harvesting industry by providing a government guarantee on loans through local chartered banks for the construction or purchase of marine vessels and/or to purchase new engines and fishing equipment for the improvement, rebuilding or alteration of existing vessels. Loans may also be approved to refinance loans previously obtained from fish processors for fixed asset costs.
The purpose of the assistance is to provide adequate funding for capital expenditures and working capital to enable the establishment, expansion, or maintenance of eligible industries. The assistance may be provided in the form of a loan guarantee or direct loan.
New Brunswick Department of Post-Secondary Education, Training and Labour
Year of publication:
2012
The Timely Completion Benefit is designed to help post-secondary graduates by addressing accumulated student loan debt and encouraging the successful completion of studies in a timely manner.